Hunt and Gather
This is the time to find and sort all of those scattered documents that you are going to need
Financial
- Bank Account Statements (5 years)
- Stocks, Bonds, CDs, IRA Documents
- Real Estate Deeds & Mortgages
- Credit Cards, Loans (paid and outstanding)
Housing
- Deed or Lease for Current Home
- Emergency Residence/caregivers
Healthcare
- List of Care Providers
- Doctors, Dentists, Chiropractors, Massage
- Therapist, Physical Therapist
- List of Prescriptions
Financial
- Bank Account Statements (5 years)
- Stocks, Bonds, CDs, IRA Documents
- Real Estate Deeds & Mortgages
- Credit Cards, Loans (paid and outstanding)
Housing
- Deed or Lease for Current Home
- Emergency Residence/caregivers
Legal
- Birth Certificates Marriage License
- Current Will & Testament
- Divorce & Custody/Guardianship docs
Preserve and Prepare
Make copies, save only what you need, and start talking to professionals to make your plans
Financial
- Meet with financial planner
- Review Social Security and income
- Budget long term living expenses
- Tax planning
- Make copies and keep in several places and formats
Healthcare
- Follow current treatment/therapy plans
- Plan any medical or caregiver changes
- Medicare and Medigap plans
Legal
- Update Will and Power(s) of Attorney
- Create or update any Living Trusts
- Name Designated Beneficiary (s)
Housing
- Make clear housing plan
- Age in Place?
- Downsize and move?
Enjoy and Celebrate Put your plans into Action and enjoy what your plans bring to you
For a complimentary, no obligation consultation just give me a call or send an email Bernard (Bernie) Janoson Realtor® Certified Senior Advisor Long and Foster Real Estate 590 Baltimore Pike Bel Air, MD 21014 410-920-8677 cell 410-879-0900 office Email me at : bernie@berniejanoson.com
While I enjoy working with buyers, sellers, and investors in Baltimore County, Harford County, and Cecil County, my heart is with helping seniors and their loved ones on the journey to making their next choice of housing.
This is why I hold the Seniors Residential Specialist designation from the National Association of Realtors and have earned my Certified Senior Advisor certification from the Society of Certified Senior Advisors. Housing changes are never made in a vacuum, and my being a CSA allows me to consider the bigger picture of a desired move and to best serve the needs of the individuals and family. If real estate does change hands; buy, sell, or rent, my promise is to always have a “no drama” transaction.
I would appreciate the opportunity for you to use my 20+ years of customer service experience as a professional sales representative and marketing manager as well as my personal promise to all my clients to get the best deal. As a member of The Louise Costello Team, we work together to make your next real estate transaction smooth and successful.